As a restaurateur, you know that there are many ingredients needed to run a successful business. Don't get caught overlooking a critical piece by exposing your restaurant to unneeded risks--get a restaurant insurance policy.
Restaurant insurance keeps your restaurant in business with all-in-one property insurance, liability insurance, worker's comp, vehicle insurance and business interruption insurance.
Restaurant insurance is a critical part of a successful restaurant plan. Its coverage includes general business protection but also includes unique protections, including:
- Liquor Liability
- Food Contamination Liability
- Specific Peril Insurance
You can customize your restaurant insurance based on the features of your business. If you have a bar, a delivery service, or a large storage facility, then you need more than just a general business policy.
One day a restaurateur called in for a Northwest Insurance Brokers Insurance Review, and during the review the Brokers agent touched on some coverages that the prospective client did not have. After the review the prospective client asked if he could receive quotes with the additional coverages and the Brokers agent obliged. The prospective client was so happy with the review and the quotes that he switched agents to Northwest Insurance Brokers. After writing the clients insurance, the NWIB agent made a point to visit the restaurant to survey the property and see if there were any changes that could be made to help mitigate any losses. The Northwest Insurance Brokers agent pointed out to the client about having proper first aid stations around the restaurant, increased lighting in stairwells to help mitigate any falls, and developing a food allergy system for servers and the kitchen. The client was very happy that the Northwest Insurance Brokers agent took so much interest in helping to keep his insurance costs low and protect his place of business.